Clarifying assumptions that can leave drivers exposed to risk.
Clarifying assumptions that can leave drivers exposed to risk.
Insurance is not automatically transferred to anyone who borrows the keys. Whether another person can drive depends on the exact driver permissions and policy wording. This should always be checked before using the vehicle.
A quote is not an issued policy and an authorisation at the bank is not proof of coverage. Wait for insurer confirmation and review the effective time. A payment receipt and insurance schedule serve different purposes.
Official records may lag behind the insurer issuing cover. A missing entry should be checked with the insurer or authorised reporting party, while a visible entry does not replace reading the policy documents.
No. MOT status and insurance are separate matters.
Only authorised reporting organisations can make the relevant submissions.