Why an extension on an annual policy may not be the cover you expect.
Why an extension on an annual policy may not be the cover you expect.
Some annual motor policies allow a policyholder to drive another vehicle in limited circumstances. Others do not. Eligibility can depend on age, employment, vehicle ownership or existing insurance, and the extension may offer third-party cover only.
The extension, when present, may apply only to the policyholder and may exclude household vehicles or cars available for regular use. An image or summary on a comparison page cannot replace your policy wording.
If your existing contract does not clearly authorise the planned journey, explore insurer-accepted separate cover. Confirm the named driver and vehicle before driving.
No. This is a separate contractual feature and may be absent.
No. Contact your annual insurer for confirmation of its terms.