Insurance questions after a breakdown or sudden change of plans.
Insurance questions after a breakdown or sudden change of plans.
A breakdown or accident can leave you borrowing a car or using a replacement. Ask the provider whether their arrangement includes insurance, for whom and under what conditions. Do not assume an existing policy automatically transfers to a different registration.
The replacement may be available immediately, but insurance starts only at the time shown in the confirmed documents. If you need to arrange separate cover, check the proposed vehicle and driver with the insurer before collecting it.
Courtesy-car cover, hire-car insurance and independent short-term insurance are different arrangements. Damage excesses, named driver restrictions and return requirements vary. Record who to call if there is an incident.
No. Some policies do, subject to conditions; check the actual contract.
No. The quotation journey concerns insurance options, not the supply of a replacement vehicle.